Reality

 If you own a $250,000 home.....you probably discovered here in 2024....your homeowners policy went up 23-percent (Bankrate quote).

If you live in Florida, along the coast....you probably noticed your 2024 rate went up by 50-percent or more.

So, I'm going to make the following prediction.

By 2027, realizing President Biden wins...at least 200,000 people a year will be forced to hand the keys to their house over to the mortgage company because they can't afford homeowner's insurance.

By 2028, a national emergency will be underway as banks and mortgage companies are holding more than 300,000 homes and 800,000 condo apartments.  No one can afford the purchase price (because of the prime-rate) or the insurance cost.  

The government at this point is talking about passing special tax-free status for home-insurance companies....where they pay zero taxes.