Delinquent Student Loan People

I asked AI....to add up the numbers.....nearly 12 million student loan borrowers in the US are currently are delinquent or in some type of default on their payments as of late 2025. 

How it adds up?  This includes approximately 5.5 million in default, 3.7 million more than 270 days delinquent, and 2.7 million in earlier stages of delinquency. 

The total outstanding balance for delinquent and defaulted borrowers is approximately $334 billion.

So I'm predicting three things:

1.  As the Trump administration pushes folks to start paying....a federal judge or two tries to halt the action....finding about 90 days later....that key words in the documents signed for the loans.....give Trump the power to collect.

2.  By late summer, it's agreed upon by the Administration....that giving excessive loans out is stupid and limits of $10k per year are established....meaning most college schedules won't work for a four-year period. Some colleges start talking about a 6-to-7 year program....to get around gov't loan limits.  

3.  About 30 to 40  percent of people who planned to attend college in the fall of 2026....shift to a community college or technical two-year degree.  This creates a massive problem for big colleges....laying off a quarter to half of their instructors. Oddly, the Democratic Party vows to protect the PhD-professor crowd....making $120k to $150k a year....with some PhD-welfare program. Trump responds that he'll assist by retraining the PhD folks....into welding, AC repair, and 'coding'.

Ten Things I Expect By The End Of 2026

 1.  Most late-night comedy shows go away, and are NOT replaced.  Networks admit....since 2020...almost none of their show offerings made a profit.

2.  CNN will be sold off, and their operations budget cut in half.

3.  US economy progresses....highest rate of GDP in 25 years.

4.  Over 1,000 Somalias in Minnesota called into a grand jury situation by summer....all respond that they don't understand English....even those who've been in the US for 20 years.  When confronted with paperwork they signed for fraud....all will respond they can't read, write or comprehend....demonstrating a 65-IQ.

5.  Tim Walz, drawn into a grand jury situation....admits he doesn't remember much of anything...saying it was years of cannabis-use...to avoid charges of fraud.

6.  Senator Lindsey Graham of SC....quietly retires by March...not admitting he took Ukrainian funds.

7.  Alberta votes for exiting Canada....58-to-42 percent.  Canada responds they can't exit.

8.  Russia-Ukraine war continues through all of 2026.

9.  US announces plan to downsize troop size in Europe, by 50-perent in early 2027.

10.   Bay area gas prices in California by the end of 2026....near $9 a gallon.  

Was Christmas Ever Regarded As a Pagan Event?

Well....yeah. 

The Puritans had a rejection era in the 17th Century.  

In England under Oliver Cromwell (1645 period), Puritans banned Christmas celebrations.  Chief reason?  They saw it as decadent, unbiblical, and rooted in "pagan" Roman festivals like Saturnalia, which involved feasting, revelry (fun-making), and social inversion around the winter solstice. 

What was Saturnalia?  Saturnalia was written up as a ancient Roman festival held in honor of Saturn (god of agriculture, time, and wealth)....oddly celebrated from December 17 to 23 in the Julian calendar during the late Republic and early Empire periods.  I should note....originally, it was just a one-day event, and after a while (like all things)....folks felt a 7-day celebration (probably boozing-up) was more in order.

Oddly....Saturnalia was combined into a public event and a religious event.

So, back to the Puritan issue.....early colonial America (Boston from 1659 to 1681), Puritans outlawed the holiday and fined participants.  They even noted....there zero  indicators/facts for December 25 as Jesus' birthdate. 

This "War on Christmas" framed the event as a corrupted, heathen holdover, though the ban was lifted in England after 1660 and in America by the early 1680s.