DWI's used to be handled (at least in rural or small towns) with the cop testing the guy, and if drunk....taking them in the back seat of the car to their home. That 'gimmick' probably stopped in the 1980s, and it became popular to just detain the guy, charge them with the DWI, and settle up with a hefty fine, loss of the license for a while, and a couple of days in some city jail.
In some medium-sized cities today, I'd take a guess that half-a-million in DWI fines float through the city every month.
In California, it's a minimum of $1,400 and possibly up to $2,600 for a DWI, with 4 days in jail as the minimum (if you caused injuries or hefty damage, this jail-time there goes up to six months).
In Alabama, it's a minimum of $600 in fines, but could go up to $2,100. The loss of the license? Oh, that's 90 days.
In Indiana, depending on how much damage you do....it's a max fine of $5k, and a minimum of 60 days of jail-time.
After watching this Atlanta event unfold, I have a general suggestion.
After you (the cop) confirm the driver is drunk....you go and put a locking device on his wheels, then call the wrecker guys to come and tow it. The towed vehicle? It's city property once a judge assesses the test values. You lose the vehicle. Once the city sells the car.....some amount is deferred to you (maybe 10-percent....maybe 30-percent), but you only get that money after you go and spend a minimum of ten days in the city jail. If you don't want to spend the days in jail....fine, no cash from the sale of your car.
The odds of this guy finding some credit company to handle the purchase of another car? It diminishes a good bit.
This would take the cop basically out of the DWI business, and remove the fines as city revenue.
Tuesday, 16 June 2020
Monday, 15 June 2020
Watching These Seattle Chaz Guys
I've probably watched about ten interviews with the Antifa-Chaz folks in Seattle, and come to ten observations:
1. None of them ever took a class in Western Civilization, Greek philosophy, or logic 101.
2. Maybe it's just me, but I get the impression that more than half of them are lit pretty good on weed or a stronger stimulant.
3. In terms of starting a new government or civilization...I'd think you'd probably do better with some 6th-grade kids, or paranoid schizophrenic guys.
4. I don't think any of these guys have ever met a white supremacist in their entire lives.
5. None of them seem capable of tidying up the street, and I'm guessing they cannot even tidy their bedroom.
6. Will they be putting this on their resume....having occupied or run Chaz? If so, HR just won't buy into the resume.
7. Just me (a guy over 60) saying this....but I don't their luck with ladies will pan out. They might want to check Russianwives.com or Congowives.com.
8. On survival skills....I'd marginally give these guys a '3' (with '10' being the highest level).
9. As hard as they pump anti-capitalism....they seem to be awful needy in terms of capitalism working and delivering a pizza occasionally.
10. I just don't think any of these guys have ever had to haul hay in 95-degree temperature in July. They all seem to be coffee clerks, or pool-cleaner types.
1. None of them ever took a class in Western Civilization, Greek philosophy, or logic 101.
2. Maybe it's just me, but I get the impression that more than half of them are lit pretty good on weed or a stronger stimulant.
3. In terms of starting a new government or civilization...I'd think you'd probably do better with some 6th-grade kids, or paranoid schizophrenic guys.
4. I don't think any of these guys have ever met a white supremacist in their entire lives.
5. None of them seem capable of tidying up the street, and I'm guessing they cannot even tidy their bedroom.
6. Will they be putting this on their resume....having occupied or run Chaz? If so, HR just won't buy into the resume.
7. Just me (a guy over 60) saying this....but I don't their luck with ladies will pan out. They might want to check Russianwives.com or Congowives.com.
8. On survival skills....I'd marginally give these guys a '3' (with '10' being the highest level).
9. As hard as they pump anti-capitalism....they seem to be awful needy in terms of capitalism working and delivering a pizza occasionally.
10. I just don't think any of these guys have ever had to haul hay in 95-degree temperature in July. They all seem to be coffee clerks, or pool-cleaner types.
What Churchill Said
"The inherent vice of capitalism is the unequal sharing of blessings; the inherent virtue of socialism is the equal sharing of miseries."
- Churchill
Ten Things That Don't Make Sense
1. More blacks are killed by other blacks....than by the KKK, even at the peak periods of the KKK. I noticed over the weekend....four young blacks arrested in the Philly region....over shooting death of a 13-year old black kid. One pulled the trigger, but the other three are in association, so they will get similar charges.
2. Almost all cities damaged by fire and looting....are run by Democratic mayors/city council members. Statistically, it ought to be near impossible to have such a high rate like this.
3. For each police car damaged or destroyed....the repair/replacement cost....comes straight out of the city and state budgets, which is paid for by residents of the state.
4. After viewing all this riot video of American major cities....what idiot would want to go and be a tourist for a week in Portland, Seattle, NY City, or LA?
5. Mega-sized churches flipping to a leftist theme/message? What are the odds that they can retain the crowds, with a message that most disagree with?
6. Ask a working-class Democrat how he feels about abolishing his local police. Just my thoughts...but 95-percent will say it can't (or it won't happen) where they live.
7. If you were a democratic Mayor running for office in November, and had major riots and damage on your resume for June....is that a plus or minus for your 'record'?
8. For this Atlanta guy who was shot by the cops on suspected DWI check....was this his first 'resisting' arrest effort? No. After they had his license and ran the check....the past resisting effort should have popped up and a call-for-back-up should have occurred. Nothing should have occurred until two additional patrols showed up.
9. The Tulsa city health 'chief' says that having a Trump rally (now nearing 800,000 who requested tickets) is near impossible because of Covid-19 worries.
10. Trying to get some racist theme out of 'Gone With The Wind'? It's a marginalized 1-star romance piece where the guy walks off in the end. Then you sit there for a while....kicking yourself for sitting there for a five-hour movie where the guy finally wises up and dumps the 'bit#h'. And this has a bunch of immature college kids all disturbed?
2. Almost all cities damaged by fire and looting....are run by Democratic mayors/city council members. Statistically, it ought to be near impossible to have such a high rate like this.
3. For each police car damaged or destroyed....the repair/replacement cost....comes straight out of the city and state budgets, which is paid for by residents of the state.
4. After viewing all this riot video of American major cities....what idiot would want to go and be a tourist for a week in Portland, Seattle, NY City, or LA?
5. Mega-sized churches flipping to a leftist theme/message? What are the odds that they can retain the crowds, with a message that most disagree with?
6. Ask a working-class Democrat how he feels about abolishing his local police. Just my thoughts...but 95-percent will say it can't (or it won't happen) where they live.
7. If you were a democratic Mayor running for office in November, and had major riots and damage on your resume for June....is that a plus or minus for your 'record'?
8. For this Atlanta guy who was shot by the cops on suspected DWI check....was this his first 'resisting' arrest effort? No. After they had his license and ran the check....the past resisting effort should have popped up and a call-for-back-up should have occurred. Nothing should have occurred until two additional patrols showed up.
9. The Tulsa city health 'chief' says that having a Trump rally (now nearing 800,000 who requested tickets) is near impossible because of Covid-19 worries.
10. Trying to get some racist theme out of 'Gone With The Wind'? It's a marginalized 1-star romance piece where the guy walks off in the end. Then you sit there for a while....kicking yourself for sitting there for a five-hour movie where the guy finally wises up and dumps the 'bit#h'. And this has a bunch of immature college kids all disturbed?
Sunday, 14 June 2020
The Cost Discussion
Over the past month, I've watched at least five different college 'idiots' who wanted to be interviewed, and explain how burning business operations was OK....because they had insurance, and that would pay for everything.
More or less....I just am amazed at the amount of stupidity demonstrated by the college kid.
Most business operations will have a minimum of three insurance packages: (1) General liability insurance, (2) Property insurance, and (3) Business owner's policy (BOP). So let's talk about these.
General liability insurance is usually for injury or harm to you, your employees, or your customers. You serve some bad food, and customers sue you for hospital time or out-of-work periods? This insurance falls into play.
You go through a period of no usage....the rate stays stable. You go and activate it several times in one year.....the rate goes up. Who pays for the rate increase? Customers....via the cost of whatever you sell or service.
Property Insurance concerns the building itself. If you get wiped out via a flood or tornado, this insurance kicks off. Deductibles? The more you build into the deductible....the less you pay yearly.
The average deductible is 1-percent of the value of the building. But if this is a upscale pub or restaurant, worth $750k? You might go and establish the deductible at ten-percent (75,000). Who pays for the insurance and the deductible? Well....the customer pays in the end.....it's figured into the cost of what is sold.
BOP. This will usually cover business interruption insurance, vehicle for the business coverage, crime/break-in insurance.
In almost every case....if you activate a policy....your cost rises in the next twelve months. It might be 10-percent....it might be 50-percent. If this was a total loss, and due to a riot, you can imagine a insurance company looking at a possible repeat, and maybe bringing the package to a 100-percent increase. If there is no police coverage in the area, they might just refuse the insurance request, and say 'NO'. Odds of you rebuilding if no insurance is possible? ZERO, no idiot would go and build a McDonalds in a police-free zone.
There is a clear lack of understanding over capitalism, and the cost factor attached to conducting a simple coffee shop or restaurant operation.
More or less....I just am amazed at the amount of stupidity demonstrated by the college kid.
Most business operations will have a minimum of three insurance packages: (1) General liability insurance, (2) Property insurance, and (3) Business owner's policy (BOP). So let's talk about these.
General liability insurance is usually for injury or harm to you, your employees, or your customers. You serve some bad food, and customers sue you for hospital time or out-of-work periods? This insurance falls into play.
You go through a period of no usage....the rate stays stable. You go and activate it several times in one year.....the rate goes up. Who pays for the rate increase? Customers....via the cost of whatever you sell or service.
Property Insurance concerns the building itself. If you get wiped out via a flood or tornado, this insurance kicks off. Deductibles? The more you build into the deductible....the less you pay yearly.
The average deductible is 1-percent of the value of the building. But if this is a upscale pub or restaurant, worth $750k? You might go and establish the deductible at ten-percent (75,000). Who pays for the insurance and the deductible? Well....the customer pays in the end.....it's figured into the cost of what is sold.
BOP. This will usually cover business interruption insurance, vehicle for the business coverage, crime/break-in insurance.
In almost every case....if you activate a policy....your cost rises in the next twelve months. It might be 10-percent....it might be 50-percent. If this was a total loss, and due to a riot, you can imagine a insurance company looking at a possible repeat, and maybe bringing the package to a 100-percent increase. If there is no police coverage in the area, they might just refuse the insurance request, and say 'NO'. Odds of you rebuilding if no insurance is possible? ZERO, no idiot would go and build a McDonalds in a police-free zone.
There is a clear lack of understanding over capitalism, and the cost factor attached to conducting a simple coffee shop or restaurant operation.
Just For the Record: Atlanta Mayors
Since 1848, the list of Republican mayors in Atlanta? Two guys.
Dennis Hammond did one single year in 1871, and stepped down in 1872.
Nedom Angier did two years, starting in 1877.
That's it.
Talking city council? No one has a full listing going back to 1848, but it would appear that the majority have been Democratic since that era.
Dennis Hammond did one single year in 1871, and stepped down in 1872.
Nedom Angier did two years, starting in 1877.
That's it.
Talking city council? No one has a full listing going back to 1848, but it would appear that the majority have been Democratic since that era.
How I Think The Riot Thing Will Go In The Fall
So basically, the Antifa 'kids' will return to classes in August (unless Covid-19 becomes a issue again).
'Marvin' and 'Larry' had an exciting summer. They were in Minneapolis and Chicago....burning and looting. They assaulted a dozen people each. Now, they must return to classes.
Somewhere in the first six weeks....they encounter some guy in a Trump-red-hat, and get hyped-up to react...beating the guy on campus. A video captures the action.
The assaulted kid gets a lawyer. The lawyer walks into the university president's office with three simple demands: (1) million in cash, (2) two armed guards (full-time, 24-hours a day) for remainder of time at school, and that Marvin and Larry be expelled. Failure to comply? The cash money goes up to 25-million. The video is played and the lawyer for the campus is now a bit worried.
Marvin and Larry get brought in....the video shown, and quick fashion....are expelled. They sit there in amazement....calling their parents. Both had 3 years accomplished. Lawyers jump in and threaten big lawsuits. University President invites them in....shows the video....then shows the fine-print of what the idiots signed. Yes, the University President can expel you for a list of reasons, and violence is one.
After flushing $20k in lawyer costs and burning up four months of time....the parents now realize....nothing is going to change.
So Marvin and Larry now take themselves to another state public college, and attempt to enter there. They ask for a copy of the transcript....which has at the bottom of it....'EXPELLED' and says the reason is for violence. 'Nope' is the answer.....this college won't accept them either. Over the course of a month, six colleges from the state say no.
Finally, they locate a private university in the state that will take them. But the eval on accomplishments is done, and they throw out almost an entire year. So both idiots have to repeat around 12 classes each. Since they've wasted their entire fourth year....they now begin the fifth year, and will have to add a sixth year onto their schedule. Cost factor? That goes up as well.
Now imagine this happening at least a hundred times....perhaps even 300 times. It's going to be a harsh reality coming up for some 'kids'.
'Marvin' and 'Larry' had an exciting summer. They were in Minneapolis and Chicago....burning and looting. They assaulted a dozen people each. Now, they must return to classes.
Somewhere in the first six weeks....they encounter some guy in a Trump-red-hat, and get hyped-up to react...beating the guy on campus. A video captures the action.
The assaulted kid gets a lawyer. The lawyer walks into the university president's office with three simple demands: (1) million in cash, (2) two armed guards (full-time, 24-hours a day) for remainder of time at school, and that Marvin and Larry be expelled. Failure to comply? The cash money goes up to 25-million. The video is played and the lawyer for the campus is now a bit worried.
Marvin and Larry get brought in....the video shown, and quick fashion....are expelled. They sit there in amazement....calling their parents. Both had 3 years accomplished. Lawyers jump in and threaten big lawsuits. University President invites them in....shows the video....then shows the fine-print of what the idiots signed. Yes, the University President can expel you for a list of reasons, and violence is one.
After flushing $20k in lawyer costs and burning up four months of time....the parents now realize....nothing is going to change.
So Marvin and Larry now take themselves to another state public college, and attempt to enter there. They ask for a copy of the transcript....which has at the bottom of it....'EXPELLED' and says the reason is for violence. 'Nope' is the answer.....this college won't accept them either. Over the course of a month, six colleges from the state say no.
Finally, they locate a private university in the state that will take them. But the eval on accomplishments is done, and they throw out almost an entire year. So both idiots have to repeat around 12 classes each. Since they've wasted their entire fourth year....they now begin the fifth year, and will have to add a sixth year onto their schedule. Cost factor? That goes up as well.
Now imagine this happening at least a hundred times....perhaps even 300 times. It's going to be a harsh reality coming up for some 'kids'.
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