Saturday, 11 May 2024

Money Chatter

 I've spent a fair amount of time looking this graphic chart.

I'm mostly in disagreement about the results.  

First, what exactly does 'live comfortably' mean?  I think in Idaho...I could live pretty well on $50,000 a year (as long as I didn't have a monthly mortgage payment of $1,200).  

A family needing $257,000 in Oregon?  Are mom and dad driving a Mercedes each?

This brings to a WaPo story from around 2011....DC/Arlington couple (both in early 50s).....pulling in around $270,000 a year combined, and living paycheck-to-paycheck....unable to really explain how they spent their way through a month.  

There's something wrong here....but I can't really put my finger on it.

Friday, 10 May 2024

AI Story

 I sat and watched an interview with Bumble founder.....Whitney Wolfe Herd....who got into a talk about the future of dating.

So her idea is that Artifical Intelligence (AI) is very shortly reaching a stage where you would talk to your AI-date-handler, and it would have reviewed 'options' (say 100,000 people)....to recommend 'winners'.

How many questions would have to be asked and measured?  She doesn't say, but I would imagine this is a four-hour interview to reach 1,000 conclusions about your expectations.

If you say it has to be a gal who cooks....knows something about timing belts, is at least 35 years old, and drinks beer from the can.....it might only list four people from the entire state.....then mention that two of the ladies are in the state prison.

To me, the question comes up....would you trust the AI to find the dream-person?

Then you come to the obvious....what if people lied about the 1,000 answers they gave to the AI?

How many filters would a 45-year old guy establish?  Five?  Twelve?  Forty?  

I paused over this...just on myself?  I might have twenty hard NO-GO filters established.  I wouldn't want a cult-gal....someone who constantly wants to walk on beaches...a paranoid schizophrenic....a Amazon-shaped gal who was a former wrestler....someone with ten weird tattoos.....or a Vega-gal.  Environmentalist?  No.  Two-pack a day smoker?  No.  

I would imagine these AI folks would eventually come around and tell you in a blunt way.....you made it too difficult....there ain't anyone that weird to fit your profile.

Thursday, 9 May 2024

Economics Chatter

 I saw this today on social media. Burger King pricing going up.

The thing that might bother people?  Well....how would summer of 2025 look?  A whopper being up around $8.50?  Fries being near $4.40?  

This is the problem with the inflation scale....you just don't have a slowing down affect within your line of sight.

Sticker-shock in 18 months....where you walk into a BK...finding the Double-Whopper menu....at $30 for one person?  

Same trend for pizza?  Where you might find a normal $15 2019-pizza....going for $22 today, and in the fall of 2025....maybe $30?

Friday, 3 May 2024

Counting Story

 I sat and paused over this AP story.  What the whole thing boils down to....the state of Califoria is reaching a point where they would NOT be able to complete a vote-count for probably two months.

Not able to finish by the time that the Electoral College convenes?  More or less....that's the case.

In fact, you could have lawsuits preventing the state from progressing until the ballots have been counted not just once but maybe twice.

Preventing an Electoral College ending?  Yeah, you get that impression.

Thursday, 2 May 2024

Four Humble Thoughts Over The Demonstrations On College Campuses

 1.  Having seen some of the media interactions/interviews with the riot-players....I question how bright they seem....if attending college, and would ask.....is it possible to get a refund on your tuition if you are that 'stupid'.

2.  Looking at the destruction elements....at the end, someone has to clean up the mess and repair the buildings. This means a cost-factor.  I'm just guessing....for the August 2025 tuition 'number'....go start figuring a 30-to-40 percent increase on tuition.

3.  Trying to stay on this 'topic' for more than three days?  Personally, I just don't see  more than five minutes of interest in a 12-hour viewing cycle.  I'd have more interest with the Braves infield after spring-training, or Biden's walking style.

4.  If you handed a map to the protest-university crowd and asked them to point out the Gaza Strip....I doubt if 5-percent could locate it on a map.

Wednesday, 1 May 2024

Tuition Chatter

 This past weekend, I was clearing out stuff and came to a 1976 notebook.  

In that fall (I was in the 11th grade)....they had bused us all to some county 'opportunities' day.  Here were five or six colleges....number of trade of schools, and the military recruitment folks.

My conversation with the Auburn/Univ of Alabama folks?  Yearly tuition was $1,500...books were $250, and a whole year of room/board was priced at $1,700 roughly.  I wrote all this into the notebook.

The trouble in assessing all of this...I had no idea of a real occupation or path.  

The military recruitment folks?  The Navy guy seemed hyped-up to interest me.  Marines....less so.  The Air Force had me sold but then the pay thing came up....E1 equaled $400 a month (taking out taxes/SS....you made around $300 a month). 

That Friday night came and I spent two hours thinking over this, and concluded on numbers....the Air Force path made more sense.

Funny, I kept the notebook over the years.  

If you tried to price Auburn today?  Year of tuition is around $12.5k....books around $1,200, and room/board near $15.4k.  Then you come to beer, insurance, and extra pocket-money....probably near $8k a year.

An Election Rule Or Two You Might Want To Remember

In the event we pass the Democratic Convention (19 August to 23 August), and something happens to President Biden....to say he's out as a candidate (health issues one might assume)....what happens?

Well....the Democrats are 'empowered' to fill the empty seat, and it does NOT have to be the VP moving up.  In this case, the party chair would have a talk with with Democratic governors and House/Senate leadership.

In this scenario, I believe it's entirely possible that both the President/VP seats would change out.  

States in a position to say 'no'?  There are two states which have ironclad rules about changing the names after mid-August.  So unless lawsuits occur.....there would be two states denying the name change.

The Republican?  If Trump were knocked out? the Republican National Committee has a rule offering a 2nd national convention or itself (the RNC) could select a new candidate.

Am I suggesting an Oswald-like scenario?  No....but if you asked me....how many FBI or CIA Oswalds currently exist in the US....I would laugh and suggest over 100 easily.

If you suddenly crossed both Joe and Kam off the list in mid-September through this scenario?  In a matter of just a month....Joe would be forgotten, and Kam acting as President....would get almost zero media attention.

Just a curious thing to think about.