Saturday, 1 July 2023

Watching The Biden Student-Loan Debt 'Drama'

 The Supreme Court laid out the only option....no, the President doesn't have powers to forgive $400-plus-billion of college loan debt.  

I have three suggestions there....to go forward:

1.  Set a index up on degree 'pay-back' (it wouldn't take more than a month of research by PhD folks to assemble the payscale for degrees and how they relate to your ability to pay back a loan).  Then let the kids know....x-degree will have a limit of $8,000 a year for loan activity, or perhaps $25,000 a year.  

Personally, unless you got a degree in science, engineering or law....I don't think you should consider more than $10,000 a year of debt.

2.  Require a debt management course at every single university that takes in students who borrow money.  8-hour situation.....all-day Saturday seminar (no test) and ensure they understand.....paying back $80,000 is a awful serious issue.

3.  Make public universities display the instructor to staff ratio.  Publish the actual cost summary of the college..  

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