There is a New York City law that is being discussed (it hasn't been voted on by the council yet). Basically....if you had a car accident and injuries....you'd be given a tax fee of $490. If you had an episode where your car caught on fire, it'd be $415. And if you just had a collision but no injuries, it'd be $365.
So I sat and pondered over this. Basically....you could have two guys on bikes and they run into each other....and each would pay $365 if the cops came to the incident.
Basically, you'd have to immediately get organized quickly if you had an accident and just share the information between the two of you and then drive off quickly to avoid any cops getting involved or having to pay another $365.
Eventually, you could imagine that folks would do just about anything to avoid calling the cops or the ambulance....just save another couple hundred bucks. Maybe that's the logic to this but I doubt it.