Unrealized Losses Story

 Various U.S. banks (Wells Fargo, BoA, Citibank, etc...the big boys)....are now sitting on $395,000,000,000 in unrealized losses as of Q2 2025.

At some point between now and end of 2025....I'll predict the 'boys' all declare losses, and a collapse of stock will occur.

Blame?  Lot of commercial property sitting there....lot of repossessions of cars....lot of new cars sitting on lots....lot of people NOT traveling on vacations. Way beyond the mess of 2008. 

If you had money in your IRA....might be time to move toward bonds or CDs. 

Voting By Phone?

 I watched a interview....new candidate for California Governor...Dem....making a loose comment....he wanted to have voting by phone possible.

I paused over this.

It's not that crazy.  One single phone....tied to a chip....with a number.  If you had a receiving system....that would only accept one single chip number, than zero-out the guy's further actions....it might work.

The problem is you have various non-Americans and kids under 18....with smart-phones, and the state governments are stupid enough to allow any chip-number to work.

Then you have the ten-million-odd folks who can't handle cellphones.....or they have lousy reception.

I Have This Theory

 There's a TV show in Germany called 'Werewolf'...on for two seasons now.  It's a game-show.

There are twenty players....who pretend to be villagers in a town where some are secretly werewolves (killers). 

The goal?  Around four are selected secretly....by a moderator....to be the werewolves. The game then plays out....with a dead figure, and remaining players (really 15  at this point)....figure out who's who by talking, lying, and voting who they believe is the werewolves.

They basically talk, and talk, and talk....with the werewolves nearly always convincing the players to select a non-werewolf to eliminate.   After eliminating the innocent party....the moderator then gives the bad news....there's still four  werewolves. 

Then the werewolves secretly meet, and select another 'victim'....where the chatter occur,  and in 99-percent  of situations....the overall crew again select the wrong person as the werewolf.

Once you get to two innocent folks....the game ends, with the werewolves winning.

So I have this theory.....that on a mass scale....we  are playing werewolf daily.

Examples? Post-9/11 fear campaigns and the Patriot Act.  COVID policy debates (lockdowns, mandates, lab-leak cover-up vs. conspiracy overreach).  Russiagate vs. Hunter Biden laptop suppression.  Trans chatter  in schools and sports (where one side sees coordinated grooming, the other sees coordinated transphobic panic).  Migration crises used to inflame both xenophobia and open-borders ideology simultaneously.

Who invented werewolf?   Well....this gets interesting.  Dimitry Davidoff...invented the core game in 1986, while he was a psychology student at Moscow State University in the Soviet Union (now Russia). 

Why?   He created it as a social experiment and teaching tool to demonstrate how an informed minority can manipulate an uninformed majority.

In my theory....some folks are convinced they are informed.....when the reality is....they are NOT informed.

The question is.....how do we know that two innocent folks  remain....with the final four werewolves?