Five Things I Think Will Happen By 1 January 2025

 1. I think Elon Musk will realize that Tesla's board will not pay him the promised $5-billion 'bonus'....start selling his stock (all of it), and exit Tesla as the CEO.  The company will go into a spiral in 2025....finding that Elon-hype ended as he left the company.

2.  Over forty mid-sized banks....heavily into commercial mortgage loans....will be in failure-mode, with the FDIC unable to save them.  Throughout October,  Congress....who should be in full election mode....will instead stand there in a crisis and realize that FDIC is no longer capable of doing their mission.

3.  At least two teams (Dallas and Atlanta) of the WNBA will be discussing a 'collapse' due to the attendance issues (averaging between 3,500 and 4,500 fans a game).

4.  Hunter Biden will be convicted on one of the three charges (the one where he possesses a new gun and yet went though the next 11 days of continued cocaine use).  My prediction?  He gets a hefty fine, and has to show 90 days of drug  testing 'clean' to avoid one year in prison. He fails the drug test requirement and spends some time in prison with Trump pardoning him by the end of January 2025.

5.  The top three financial advisers to President Biden will each be asked  three basic questions over economics (before the election)....questions that a 2nd year college kid could answer.  The three advisers will fail  all three questions.  CNN will repeat the test to three of their 'experts'....finding they also fail the test.